Hot Shot Insurance

Hot Shot Insurance

Are you or your company in need of hot shot insurance? If so, you’re in the right spot. Truck Company Insurance is standing by to provide you with cost-effective insurance. Through our services, you can enjoy first-rate coverage and low monthly payments. Please give us a call right now to get started. Our experts can even compare hot shot rates at other insurance organizations. This way, we can supply cheap coverage for you and your trucking business.

Get Coverage Today

Through one phone call, you’re only minutes away from receiving high-quality coverage. After all, trucking insurance is our main speciality. Our certified agents know more about transportation insurance than any others. So, what does this mean for our customers? It means that we can lower your rates and make your insurance simplified. Plus, our experts can ensure that you have proper hot shot protection. We will save you money, time, and headaches. As a result, you can focus on operating your hotshot trucking business. Our insurance experts work with every type of trucking company, small or large.

We Know the Ins & Outs of Trucking

Hot shot insurance is for all sorts of trucking operations. These truckers specialize in expedited transportation of cargo. In the past, you might have heard of “expediter’s insurance.” That type of insurance also refers to hot shot insurance. Hauling hot shot freight and expedited loads is a common job for US truckers. But the loads are sometimes hard to find. Plus, the schedule for picking up and dropping off loads can get hectic. But here at TCI, we know the benefits of hotshot trucking. 

All hot shot truckers get rewarded with higher per mile pay and premium rates. Well, our mission is to reward every hot shot trucker in the United States. That’s why we designed our insurance program to benefit every trucker. Through low costs for great coverage, your trucking operations can improve.

How Much Does Coverage Cost?

“How much does hot shot trucking insurance cost?” That’s one of the most popular questions that we receive from potential customers. But there is no exact answer to that question. The cost of hot shot insurance will always vary based on many different factors. So, let’s go over some common hot shot factors that influence coverage costs. 

The first insurance cost factor is the deductibles that a hot shot truck could have. Say that your hot shot deductible is very high. This means that the cost of your insurance is lower than average rates. Another crucial factor is the exact limits that your trucking business needs. One shipper could need a different limit than a shipper using the same cargo type. It’s best to have a high limit. Many hot shot truckers choose to carry a cargo limit of $100,000.

Other key insurance factors include personal credit scores and the exact coverage type. Every trucking business is going to need a specific level of coverage. The key is to ensure that you do not pay for coverage that you do not need. Even the class of the hotshot truck that you’re driving will impact the coverage cost. Plus, insurance companies use different methods to deliver rates for hot shot insurance. The average quote can start as low as $5,000 per year. But the coverage pricing will vary based on the factors referenced above. Please call TCI right now to receive a free hot shot coverage estimate.

Coverages That You Need

Let’s now go over common hot shot insurance coverages that you will need. Keep in mind that a quality hotshot truck policy features the following coverages. First, there is comprehensive hotshot coverage. This protects a trailer and truck against vandalism, theft, and fire. (Or, any other physical catalysts of loss.) You should also have collision coverage in your hot shot policy. It protects trucking equipment in case there is an impact with other objects/vehicles. Or, if a rollover takes place. Many hotshot policies also feature coverage for binders, chains, ramps, and tarps. This way, you can protect your valuable trucking equipment. Protection is against collision, fire, vandalism, theft, and related trucking damages.

Towing and storage hot shot coverage is also crucial. It provides coverage for almost all expenses that are related to towing. Plus, the coverage can extend to the storage of damaged truck equipment. You might also want to consider having combined deductibles coverage in your policy. It’s a type of insurance coverage that many hot shot truckers take advantage of. Why? Because a trucker only pays one single deductible. This takes place if all sorts of loss situations happen. (Like trailer and truck damage or cargo loss.) There is also loading and unloading hot shot coverage. This insurance coverage is for all commodities that get unloaded or loaded.

TCI Is Here To Help You Succeed

Truck Company Insurance has a national reputation for helping hot shot drivers succeed. Are you frustrated by how complex your current policy is? If so, please know that you do not have to keep that policy. You can switch over to TCI’s hot shot coverage at any time. You might also wonder if you’ve been over-paying for your insurance coverage. Well, our experts are standing by to figure that out on your behalf. 

You can call us right now and let us know what your current policy says. Chances are, Truck Company Insurance can give you a better hot shot rate. Please also let us know if you’ve had a claim denied. It’s possible that our policies would allow that same claim to not get rejected. TCI agents know the US trucking industry well. They’re ready to help you save money through a first-rate hot shot coverage plan.

Our Expertise Can Save You Time & Money

When it comes to hot shot trucking, you need an insurance agency that you can depend on. And that agency is Truck Company Insurance. Our transportation risk specialists are standing by to make your life easier. They know how the transportation, trucking, and insurance industries operate. This alone sets us apart from almost all other hotshot insurance agencies.

The TCI agents in our office go above and beyond. Sure, they can draft a custom transportation and trucking insurance policy. But they also have a deep understanding of state and federal regulations/requirements. Leave it to us to save you time and money. As a result, you can focus on what you’re best at: growing your trucking company. If you want low rates and improved coverage, Truck Company Insurance is your best bet.

The Types of Coverage That We Provide

Sure, TCI has a national reputation for offering world-class hot shot insurance. But that is not the only type of trucking and transportation insurance that we provide. Our truck insurance coverage extends to physical damage and primary liability insurance. We also pride ourselves on providing occupational accident and motor truck cargo coverage. TCI also specializes in general liability, broker bonds, and even workers compensation.

Our trucking insurance extends to all professions within the US transportation industry. These include owner operators, fleets, and local/long-haul/intermediate operations. No matter what type of vehicle you operate, we can provide first-rate coverage. That’s the case if you’re operating a straight truck, dump truck, or tractor trailer. Hot shot operators are not the only hauling and trucking professionals that turn to us. We also assist agricultural haulers, car carrier operators, and container haulers. Please call us right now to set up customized coverage that fits your exact needs.

We’ll Help You Go Over Basic Coverage Requirements

Please contact TCI if you have questions about hot shot truck requirements. Our experts will assist you no matter what type of insurance coverage you need. We’ll help you out whether you’re planning to renew insurance or you’re new to hot shot trucking. Sure, we can help you see the insurance requirements of your specific state. But we can also help you meet shipper and broker hotshot insurance requirements. This applies whether you need basic cargo coverage protection or something else. 

We can even provide information about filing DOT and FMCSA paperwork. For example, we can help you get an MC Number if your truck crosses state lines. Our team can even take care of your BOC-3, IRP, and MCS-150 registration. This goes to show that Truck Company Insurance never leaves our customers behind. Instead, we go the extra mile to ensure their immediate and long term trucking success.

Questions About Our Policies? Call Us Right Now

Please give the Truck Company Insurance team a phone call at any time. We are standing by to answer your questions and help you find insurance solutions. Whether you’re a hot shot driver or any other occupation, our policies can help you succeed. Our trucking experts won’t rest until you have the insurance policy that you deserve.